Michael Murphy, a REALTOR® with Silicon Valley Lofts & Condos in downtown San Jose, has completed the Certified HAFA (Home Affordable Foreclosure Alternatives) Specialist training course and received the (CHS) Certified HAFA Specialist certification on August 30th, 2011.

Michael now adds this certification to the Certified Distressed Property Expert (CDPE) accreditation that he already holds. He has been supportive in helping his clients avoid foreclosure and has successfully negotiated numerous short sales.

Now that Michael has this accreditation, residents of downtown San Jose will be happy to know that they have an expert at their door step.

Congratulations to Michael from the team at Silicon Valley Lofts & Condos.

Michael can be contacted at:

Michael Murphy
CA DRE #01869087
Silicon Valley Lofts & Condos
46 W. Julian Street, Suite 229
San Jose, CA 95110
Office: (408) 297-LOFT (5638)
Mobile: (408) 300-3184

www.siliconvalleylofts.com
www.facebook.com/Mike4RealEstate
http://www.linkedin.com/in/mickmurphy

If you are currently having difficulty making your monthly mortgage payment, like so many other American families, the experienced agents at Silicon Valley Lofts & Condos are here to help and can discuss your options with you.  One common solution is to short sell your home.  A short sale can be a good option but what is a “short sale”?

*A homeowner is “short” when the amount owed on the property is higher than the current market value.

*A “short sale” occurs when the homeowner’s lender or lenders agrees to accept less than the full balance owed on the loan amount when the property is sold.

But why do a short sale?  The real benefit of a short sale is that it allows the homeowner to avoid foreclosure and salvage some of their credit score. The impact on your credit score from a foreclosure can be much more damaging than a short sale. I can explain the pros and cons of a short sale versus a foreclosure.

The downtown San Jose real estate market has experienced difficult times like so many other areas in California and around the country.   If you own real estate in downtown San Jose and are finding it difficult to meet the demands of your current mortgage, please call me, Mike Murphy with Silicon Valley Lofts & Condos.  I have been very successful in closing short sales transactions. I have helped a number of clients close the short sale of their home thereby saving them the embarrassment and heartache of a foreclosure. Don’t wait before its too late. Call me now and see how I can help you.

Michael Murphy
CA DRE #01869087
Silicon Valley Lofts & Condos
Mobile: (408) 300-3184
Email: mike@siliconvalleylofts.com
Facebook: Mike Murphy
LinkedIn: Mike Murphy

Twitter is all the rage and since we here at Silicon Valley Lofts & Condos pride ourselves on being as technologically savvy as possible, we are now tweeting on Twitter. Sign up and follow us at Twitter and you will get the most up to date info on downtown San Jose real estate and happenings. We will be tweeting with updates on new listings, price changes, bank owned properties (REOs), downtown real estate news, and other downtown living and lifestyle postings. Look out Ashton Kutcher and CNN, Silicon Valley Lofts & Condos is now on Twitter!

Follow SVLC on Twitter by signing up at http://twitter.com/svlofts.

I don’t normally write about our company, Silicon Valley Lofts & Condos, but this is a significant announcement that I wanted to share with all the readers of this blog. Last week, Silicon Valley Lofts & Condos reached an agreement with Phil Ma, Realtor, to join the SVLC team. If any of you have bought or sold a condo in downtown San Jose in the last few years, you know that Phil Ma has been one of the top downtown real estate agents. Phil has represented numerous buyers and sellers in downtown San Jose, most significantly in the Paseo Plaza and Paseo Villas complexes. Phil has also been significantly involved in downtown residential living having been one of the original members and officers of the San Jose Downtown Residents Association.

Phil brings a wealth of real estate experience and downtown knowledge. This expertise and experience adds to our efforts to be the downtown San Jose real estate specialists. Silicon Valley Lofts & Condos is excited to have as Phil a member of the SVLC team. Welcome aboard, Phil!

To contact Phil:

Phil Ma, Realtor
(408) 667-5500 mobile
phil@siliconvalleylofts.com
phil@philma.com
www.philma.com

  Construction in Downtown San Diego

July 20, 2007

Team SVLC just returned from a research and training trip to San Diego, California.  San Diego has done a tremendous job revitalizing its downtown area and is still growing with another half dozen high rise residential complexes currently in construction.  While downtown San Jose may never be San Diego (few places are), with the redevelopment underway, downtown San Jose is headed in the right direction. 

We were able to visit and observe the high rise complexes in downtown San Diego in action, including visiting a unit on the 32nd floor of The Grande complex and looking into Petco Park from the 11th floor of Icon.  Both of these complexes offer spectacular views and are maintained immaculately.  Concierge service, full-time attendants, and movie theater rooms are just a few of the quailty amenities featured in these beautiful high rise complexes.  Similar amenities are being advertised in downtown San Jose’s upcoming new developments such as Three Sixty Residences, Axis, and Tower 88.  After this trip to San Diego, SVLC is better equipped to represent buyers in these new high rise communities.  We have a better understanding of how these amenities benefit residents and what your HOA fees are going towards.  In addition, we also have more knowledge about issues that may come up when thinking about purchasing in these new communities, such as view implications and community infrastructure.  There is a lot of excitement with these new high rises coming to downtown San Jose and we are definitely looking forward to the openings as well. 

Special thanks to Mike Ciampa of 92101 Urban Living for his time and knowledge.  If anyone is interested in buying a condo in downtown San Diego, check out www.92101urbanliving.com and contact Mike.  He is a downtown San Diego specialist and one of the best in the business.